Medicare Supplement or Medigap plans fill in some of the gaps in coverage in Original Medicare.
Deductibles, coinsurance, copayments, and foreign emergency health coverage – all of these are costs you’d normally be responsible for paying out of pocket if you don’t have a supplement plan. Prescription drug plans are another area of coverage I offer that Medicare Parts A & B do not include. I will help you choose the best plan for your needs and budget.
I work to educate my clients and potential clients, helping them understand the options that are available. During our consultation, I ask questions to find out what types of products they are most interested in. Based on the answers, I give the pros and cons of all the options to find the best fit for their needs. We will work hard together to determine which type of Medicare plan is best for you!
I offer Medicare Supplements from multiple companies that supplement Part A & Part B of Medicare, these plans can give you great coverage with very little out of pocket costs. I also offer many Part D prescription drug plans. I help my clients find the best option for the medications and the pharmacy they prefer to use. If a plan is better that I do not offer, I will help the client sign up without compensation because I do what is best for my client.
I also offer Medicare Advantage plans for the clients that cannot qualify for Medicare Supplement or cannot afford the Medicare Supplement. Medicare Advantage plans I offer through Humana, United HealthCare, Anthem, Reid Health Alliance and Aetna.