Prescription Plans

Usually called a prescription drug plan, prescription insurance pays a portion of your prescription drug costs.

In many cases, a health insurance plan includes coverage for prescription drugs. When choosing a health plan, it’s a good idea to check whether the medications you take are part of the insurer’s drug formulary – the insurance company’s preferred drugs for coverage. You’ll pay more out of pocket for drugs that aren’t included in the formulary than for those that are. If your drugs aren’t included in the plan’s formulary or your plan doesn’t include coverage for prescription drugs, you can buy a standalone prescription drug plan. Costs of the plans vary, and some provide discounts if you order prescription drugs by mail order. Beware that some companies market prescription drug card programs that merely provide discounts on prescription drugs; they aren’t actual insurance plans. When shopping for a prescription drug plan, you can compare insurance plans with discount programs.

One discount prescription drug program that I offer is Liberty Benefits, click below: